FINANCIAL WELLBEING WORKSHOP

Why Do You Need Financial Literacy?
Financial literacy is the foundation for making smart money decisions that affect every part of your life. Without it, you risk falling into debt, missing out on savings, or struggling to plan for the future. Understanding how to budget, manage credit, and invest wisely helps you protect yourself and your family, build stability, and create opportunities. Simply put, financial literacy gives you control over your money instead of letting money control you.

How Financial Planning Can Help Families
Financial planning gives families a clear roadmap for managing their money, which reduces stress and uncertainty. It helps prioritize expenses like housing, education, healthcare, and emergencies so that families can cover their needs without constant worry. By setting goals—whether it’s buying a home, saving for college, or preparing for retirement—financial planning turns hopes into achievable steps.

ocean during daytime
ocean during daytime
A BETTER FUTURE

Good planning also builds a safety net through savings and insurance, protecting families from unexpected events like job loss or medical bills. It encourages smart debt management and teaches families how to make their money work harder through budgeting and investing. Ultimately, financial planning empowers families to create lasting stability, pass on wealth to future generations, and enjoy peace of mind knowing they are prepared for whatever life brings.

WHAT IS THE DATA SAYING

The Big Picture

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Youth & Young Adults

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Women & Financial Literacy
  • 4 in 7 U.S. households live paycheck to paycheck with little financial cushion.
    (LendingClub, 2023)

  • Just 33% of Americans have an emergency fund to cover three months of expenses.
    (Bankrate, 2023)

  • 63% of Gen Z say they feel unprepared to manage money after graduation.
    (Greenlight Financial Wellness Report, 2022)

  • The average student loan debt in the U.S. is $37,000, often taken on without understanding repayment implications.
    (Federal Reserve, 2023)

  • Only 33% of women say they feel confident in managing their finances.
    (Fidelity Investments, 2023)

  • 72% of women say they were not taught how to invest growing up.
    (Ellevest, 2022)

  • Women live longer, earn less, and take more career breaks—yet invest at lower rates than men.
    (U.S. Department of Labor, 2022)

CONTACT US

If you’re curious about how we work or want to learn more about our workshops and services, we’d love to hear from you. Reach out anytime—we’re here to help!